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There are two competing factors when setting up a merchant account for your business - how easy is it for your customer to pay and how secure is the payment? The most secure and least risky payment for a business owner to take is in person and with a machine that records the EMV chip information. But that doesn’t always make sense (or is not even possible)for a business to take in person payments. It is important to make sure you understand what you are within you tolerance for risk and friction
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