Nov 10, 2025 · What is a CD ladder? A CD ladder is a savings strategy where you open multiple CDs with different maturity dates — say, 1-year, 2-year, 3-year, 4-year, and 5-year terms — all at once.

Mar 6, 2025 · When you put together a CD ladder, you maintain several short-term and long-term CDs at the same time. This lets you nail down attractive annual percentage yields across a variety of CDs …

Nov 6, 2024 · When you create a CD ladder, you’re able to access part of your investment each year while the remaining CDs are actively making money. After each CD comes to term, you can keep …

Jun 3, 2025 · A CD ladder is a savings strategy that leverages the stability and competitive returns of CDs (certificates of deposit) while providing added flexibility. This strategy may be a good choice for …

Oct 4, 2025 · What Is a CD Ladder? A CD ladder is an investing strategy in which you buy multiple certificates of deposit (CDs) with different maturity dates. This allows you to take advantage of interest...

Sep 10, 2025 · CD ladders provide diversification by spreading investments across a range of maturity dates, helping to reduce risk and ensure a more stable return. This strategy helps to balance the …

A CD ladder is a savings strategy to put equal amounts of cash into multiple CDs. This lets you benefit from higher rates in long-term CDs while getting frequent access to funds from short-term...

Oct 14, 2025 · A CD ladder is a savings strategy that helps you earn more interest without giving up easy access to your money. Instead of putting everything into one long-term CD, you open several …

Nov 1, 2025 · What Is a CD Ladder? A CD ladder, or certificate of deposit ladder, is a financial strategy that involves purchasing certificates of deposit with staggered maturity dates.

Jan 14, 2025 · A CD ladder is an investment strategy that spreads investment capital across CDs of varying maturities and interest rates to provide investors with a consistent source of investment income.