Nov 5, 2025 · Employers and employees can use their health insurance benefit designs to make health care more affordable, and without the need for further taxpayer subsidies, by designing tiered …

Oct 15, 2024 · We outline three key products and strategies with different focus areas: benefit design (for example, zero deductible and dynamic copay plans), network-based (for example, reference …

Health plans increasingly have responded to market developments and fiscal pressures with innovations in care delivery, plan design, beneficiary and provider incentives, and network design.

Higher premiums make it harder for people to afford coverage, but benefit design strategies to reduce premiums (such as higher deductibles, coinsurance, and copays) increase risk, causing some …

One of the levers that could improve health equity is health insurance benefit design, which reflects in part what services health plans cover and what consumers are required to pay for these services out …

May 13, 2025 · Thanks to innovation over the past decade, there are plenty of smart, efficient ways to optimize health plan designs and reduce costs without compromising access to high-quality care. …

sidering health plan options for your company. It is not intended to be an exhaustive list of all health plan options and legal considerations for health plans but summarizes the key issues to consider as you …

Learn how to check if your coverage started and how to get to your plan’s website to pay your premium. Find information on recent court decisions about Deferred Action for Childhood Arrivals (DACA) …

Jan 6, 2025 · Explore innovative health plan design strategies for 2025 that address rising healthcare costs, workforce diversity, and evolving employee expectations.

Mar 10, 2025 · In today’s economic environment, carriers and employers are exploring health plan designs that aim to reduce costs and provide a better employee experience.