401 (k) catch-up contribution limits 2026: IRS update - CNBC
Nov 13, 2025 · The IRS has announced new 401 (k) catch-up contribution limits for 2026. In its release on Thursday, the agency increased the 401 (k) contribution limit to $24,500 for 2026, …
401 (k) catch-up contribution changes for 2026
6 days ago · KEY POINTS Beginning in 2026, employees aged 50-plus earning over $150,000 must make catch-up contributions on a Roth basis. If your plan lacks a Roth option, you …
2026 401 (k) Catch-Up Rule: What Employers and High Earners …
Nov 25, 2025 · In 2026, high earners must make 401(k) catch-up contributions as Roth. See what the SECURE 2.0 rule means and how employers can prepare.
401 (k) limit increases to $24,500 for 2026, IRA limit increases to ...
Nov 13, 2025 · The catch-up contribution limit that generally applies for employees aged 50 and over who participate in most 401 (k), 403 (b), governmental 457 plans, and the federal …
2026 IRA and 401 (k) Contribution Limits Are Set: What to Know …
1 day ago · Catch-up contributions for taxpayers 50 and older are also subject to cost-of-living adjustments, and these limits have also increased for 2026 to $1,100 ($8,600 total).
3 Big 401(k) Changes Happening in 2026 - The Motley Fool
Nov 25, 2025 · 1. Contribution limits are rising for savers under 50 In 2025, savers under 50 can contribute up to $23,500 to a 401 (k). In 2026, that limit is rising to $24,500.
401 (k) catch-up contributions are changing. Here's who's affected.
Sep 30, 2025 · Starting in 2026, Americans aged 50 and older earning over $145,000 must make their 401 (k) catch-up contributions to a Roth account. This new rule means high-earning older …
IRS Announces 2026 401 (k) and IRA Contribution Limits
1 day ago · 401 (k) savers can contribute an additional $500 in 2026, increasing the employee-deferral limit to $23,500. IRA contribution limits rise to $7,500. SECURE Act 2.0 introduces an …
IRS Sets 2026 401(k) Catch-Up Limits - MSN
The Internal Revenue Service has set the 2026 catch-up contribution limits for 401(k) plans, signaling the next phase of retirement planning for workers age 50 and older. The move …
401 (k) Catch-Up Tax Break Ending for High Earners in 2026
Sep 29, 2025 · Older workers trying to stash away as much money as possible before retiring are losing a key tax break in 2026. The IRS and Department of the Treasury finalized rules earlier …