Retiring at age 62 and filing for Social Security will reduce a person’s lifetime benefits by up to 30% compared to waiting ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

Single or head of household: You must have a MAGI of $150,000 or less to contribute the full $7,000 to a Roth IRA (or $8,000 ...

I have an after-tax 401(k) that I would like to roll over to a Roth IRA with Schwab. Experts at Schwab say it can be rolled ...

Roth conversions are especially attractive when the stock market drops, according to certified financial planner Ashton ...

A simple and accessible incentive savings plan will provide families with a way to establish financial security and ...

Rolling over a 401(k) to a Roth IRA sounds smart, but it could cost you. Here’s why you should think twice before making the ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

With an annual income of about $235,000, they make too much money to contribute to a Roth IRA. But that doesn’t mean that account is off the table for them. Earning too much will get you barred ...