This card is lucrative and ideal for optimizers who don't mind putting in some work to keep track of its rewards structure. If you want a no-fuss cash-back card that requires no maintenance ...

It earns 3% cash back at specific merchants and 2% back on everything else — but only if you use the card with Apple Pay. It's not a game-changer, but the card does offer some intriguing ...

Find out when it actually makes sense to pay credit card surcharges and when you're better off sticking with debit or cash.