The two parties connect through an online P2P lending platform, such as Kiva, Prosper, or Upstart. The lender—an investor or group of investors—collects interest on the loan. At the same time ...

when fintech company Zopa launched the first P2P lending platform. Since then, P2P lending has grown into a multibillion-dollar industry, offering interesting opportunities for both individual ...

The concept of P2P lending is straightforward yet impactful. Borrowers apply for loans online, and their creditworthiness is evaluated by the platform. Lenders can then review loan listings and select ...

Peer-to-peer (P2P) lending, which links borrowers and investors ... Compound is another decentralized lending platform operating on the Ethereum blockchain. It enables borrowers to place security ...