Supplemental life insurance can be a smart addition to your insurance plans. Here's how to know if you need a policy.

Nearly half of Americans don't have a life insurance policy, according to a new study, with wide disparities based on age, gender, income and race. A report from Western & Southern Financial Group ...

The Claim Settlement Ratio (CSR) tells you how trustworthy an insurer is. It reflects the percentage of claims they’ve paid ...

One of the simplest ways to get an estimate of your premium is to use an online term insurance calculator. Most insurance ...

HDFC Life Insurance plans to enhance its distribution and partnerships to maintain its industry-leading growth in a ...

Term life insurance is usually the simplest and cheapest policy you can buy. That's because it's only in force for a set period — generally between 10 and 30 years — and it doesn't have a cash ...

How Term Life Insurance Works. The length of term life insurance agreements varies. Some agreements extend for only one year, ...

Be wary, however, of term life insurance policies that may automatically lapse at age 80 and have premiums that may increase in five-year bands. Note: This item first appeared in Kiplinger Retirement ...

Discover the surprising truths about life insurance policies, including why they may become less valuable over time and how ...

Lemonade: Best for long terms. Lincoln Financial: Best for convertible term insurance. Protective Life: Best for simplified issue whole life. Not all life insurance policies require a medical exam ...

The Power of Dividend Investing Dividend investing is a powerful strategy for building long-term wealth, offering a steady ...

Rising education and healthcare costs are pushing Indian parents to secure their child’s future through smart insurance plans ...