Visit americanexpress.com to learn more. A perfect credit score of 850 is hard to get, but an excellent credit score is more achievable. If you want to get the best credit cards, mortgages and ...

An excellent credit score is not always necessary to get the best interest rates. Payment history and credit utilization are both key factors in determining a credit score. Maintaining a stellar ...

her score by Equifax (one of the three main credit bureaus) calculated an "excellent" 766 using the VantageScore 3.0 model. Below, Stevens, who is founder of the personal finance and lifestyle ...

Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent credit score can make a major difference in a person's financial ...

The lower the ratio, the better off you are. People with an excellent credit score use an average of 5.7% of their available credit. Length of credit history Credit scores also consider how long ...

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and ...

Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and trustworthiness — so the higher your score, the better. An excellent credit score ...