I want to do three Roth conversions in the next three years before I turn 73 in 2027 so that my beneficiary doesn't have to ...

I have an after-tax 401(k) that I would like to roll over to a Roth IRA with Schwab. Experts at Schwab say it can be rolled ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

When an IRA owner or Qualified Plan participant executes a Roth Conversion by moving assets from a traditional, SEP, or ...

To see if they'll apply to you, you have to calculate your combined income, which is the total of your adjusted gross income, ...

Roth IRAs are celebrated for their tax-free growth and retirement distributions, but life doesn’t always wait until you’re ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

If you do not rely on RMDs for living expenses, there are several options to optimize the use of these funds while striving ...

Picture this: you’re 65 years old, still working and have around $400,000 saved in a traditional IRA. You’re healthy, active ...

The tax implications of retirement savings withdrawals can be complex, but understanding a few basic principles can help retirees avoid costly mistakes. Having a well-considered retirement ...

In our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions related to amended returns, property and deductions.

What about a Roth IRA (as opposed to a traditional IRA)? Both would work, to be sure. Given the growing uncertainty of future income tax rates, though, there's a reason Roth IRAs are growing in ...