Will you get points on your driving record, even if you weren’t at fault? How much will your auto insurance rates go up? North Carolina uses two point systems: one for driving records ...

Senate Bill 452, passed in October 2023, will take affect July 1. Here's how the new bill will affect auto insurance premiums ...

8,500 Data Points ... insurance rates. The youngest drivers pay the highest premiums, while middle-aged drivers (provided they have clean driving records) typically pay the lowest rates. North ...

Getting points ... state-mandated insurance coverage. In most states' point systems, the insurers get to independently determine how much to increase rates after a driver is convicted of a traffic ...

That the driving data insurers collect could be used to raise premiums doesn’t sit well with the North Carolina Department of Insurance, which negotiates car insurance rates on behalf of the public.

If you’ve tried to book an appointment at any NC Division of Motor ... t have to appear in court. Your insurance rates won’t change. You won’t get any points on your license.