Our opinions are our own. If you're shopping for a mortgage in a high-cost area or buying an especially expensive home, you may be looking for a jumbo loan — one that's too big to fit Fannie Mae ...

Federal data shows when financial institutions work with homeowners to lower mortgage payments the default rate drops. A report from the Office of the Comptroller of ...

Mortgage insurance can help homebuyers get an affordable, competitive interest rate and more easily qualify for a loan with a down payment as low as 3%. In exchange for these better terms ...

Since rates vary widely across lenders, it's always smart to shop around for your best mortgage rate and compare rates regularly, no matter the type of home loan you seek. Rates on 30-year new ...

Loan modifications are changes made to the terms of an existing loan outside the specifications contained in the original loan agreement. In a mortgage situation, loan modifications are typically ...

Mortgage rates inched up on Thursday, boosted by recent tariff agreements between the U.S., China, and the U.K., which pushed bond yields upward. The average rate on 30-year fixed home loans ...

Mortgage rates can change multiple times a day, sometimes even hourly. These changes can affect the interest rate you pay on your home loan. Several factors can influence these rate moves ...

We collaborate with the world's leading lawyers to deliver news tailored for you. Sign Up for any (or all) of our 25+ Newsletters. Some states have laws and ethical rules regarding solicitation ...

Tuesday brought the release of an economic report that has frequently been responsible for big swings in mortgage rates. The Consumer Price Index (CPI) is the earlier of the two big inflation ...

USDA guidelines set waiting periods for obtaining a mortgage following adverse credit events such as bankruptcy, foreclosure, and short sales. However, compensating factors and proof of extenuating ...

Bidding wars for producing mortgage loan officers are back with a vengeance — and it’s largely in the hopes of capitalizing on an upcoming refinance wave, recruiters and executives tell ...