Both the HYSA and CD offer significantly better returns than traditional savings accounts, but they work very differently.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

A 6-month certificate of deposit (CD) can be an excellent vehicle for short-term savings. Unlike in the stock market, your ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

New interest rate data released this week by the Federal Deposit Insurance Corporation (FDIC) reiterated a depressing statistic: The average interest rate on a traditional savings account is barely ...

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...