They’re also easy to refinance, thanks to the VA IRRRL program ... that loan is used to pay off your old one. You’re then left with just the new, more favorable loan. Unlike other refinance ...

The following loan documentation, in sequence, must be submitted under the IRRRL prior approval procedure: 1. Comparison Sheet ... pay stub and telephone verification of current employment. 10. VA ...

must be submitted under the IRRRL procedure: 1. Lender's cover letter (if used). 2. VA Form 26-0285, VA Transmittal List. 3. VA Form 26-0286, VA Loan Summary Sheet. 4. VA Form 26-8320, Certificate ...