With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Homeowners' insurance has become extremely difficult to secure in the highest climate-risk states, such as California, Florida, and Texas. And the problem continues to grow, as more than one-fourth of ...

With an average annual premium of $6,274, Louisiana homeowners have the highest true cost of home insurance at 10.78 percent of household income. Based on a median annual income of $77,719, the ...