Both CD account types have unique pros and cons right now. Here's how to decide between the two terms this June.

it helps to first know what a good short-term CD interest rate is now, in mid-February 2025. Below, we'll break down what to know. See how much interest you could earn with a short-term CD here.

Usually, long-term CDs pay higher interest rates than short-term ones. However, if you look at the best CD rates right now, you'll find 3-month, 6-month, and 1-year terms are actually more ...

The chart below shows annualized returns ... they don’t benefit as much from downward trends in interest rates. As a result, most short-term bond categories had relatively anemic returns ...

Short-term bond ETFs can help investors earn modest monthly income while protecting against rising interest rates.

The traders' bets are now predicting there's little chance the Fed will lower interest rates at the end of the next meeting on June 18. That means Americans won't see short-term interest rates ...

But in finance, that's not always the case. With interest rates, for example, some short-term rates have been trending downward, such as with the Federal Reserve starting to cut the federal funds ...

The Federal Reserve is now a few months into its long-awaited string of interest rate cuts ... Low-duration investing strategies including short-term bonds may offer some relief, said Jon McCardle ...