NerdWallet's budget template incorporates the 50/30/20 rule ... Your take-home pay, or your monthly income after taxes. A pay stub will likely be the easiest place to find this information.

Learning how to make a budget spreadsheet is a smart financial ... If you work hourly or have an otherwise unfixed income, make estimates on your monthly income. It's better to figure out the ...

Balancing the spreadsheet Once we had our fixed costs, savings goals, and budget set, we subtracted that number from our monthly income column. At the end of each month, I adjust our cost amounts ...

Work out a proposed household budget by inputting your sources of income and projected expenses into Kiplinger's exclusive worksheet below. You can add and delete rows as necessary to reflect your ...