The two parties connect through an online P2P lending platform, such as Kiva, Prosper, or Upstart. The lender—an investor or group of investors—collects interest on the loan. At the same time ...

when fintech company Zopa launched the first P2P lending platform. Since then, P2P lending has grown into a multibillion-dollar industry, offering interesting opportunities for both individual ...

Peer-to-peer (P2P) lending presents an alternative by removing intermediaries and enabling direct capital exchange. Despite carrying a huge potential, factors such as regulatory uncertainty, low ...

The default rates for P2P loans can be much higher than those in traditional lending. P2P lending platforms also impose fees on borrowers or lenders and sometimes both. P2P lending websites ...

P2P platforms used to take about 5 years to reach key metrics, whereas in current conditions, new companies need just 3 years to do so, according to a recent update shared by Robo.cash.

The DLG has been put in place to ensure that lending platforms do not disburse loans without adequate checks and balances or risk assessment mechanisms. In the case of NBFC-P2P, this is a special ...

Excited, Garg signed up. “While my fixed deposit provides a return of 7 per cent, the P2P lending platform offers me a return of up to 12 per cent, along with the added advantage of free ...

The Reserve Bank of India has cautioned non-banking financial company – peer-to-peer (NBFC-P2P) lending platforms that they cannot promote P2P lending as an investment product with features such ...