Whether you use Microsoft Excel, Google Sheets, Apple Numbers or any other spreadsheet program, there's a loan calculator template that's specifically designed to track a loan. For example ...

But there’s a case to be made for more robust personal finance spreadsheets ... paying off a loan early). Note that this is built into our mortgage calculator spreadsheet template.

Under this type of repayment structure ... The easiest way to amortize a loan is to use an online loan calculator or template spreadsheet like those available through Microsoft Excel.