If you’re torn between getting a life insurance policy and investing in the stock market, an indexed universal life (IUL) policy can serve both purposes. This product provides a death benefit to ...

Dear Liz: Are indexed universal life insurance products worthwhile, and how do they compare to a Roth IRA? Answer: Both offer the potential for tax-free distributions in retirement, but indexed ...

While converting a traditional IRA to a Roth IRA means paying ordinary ... traditional IRA into a permanent life insurance policy, such as an indexed universal life (IUL) cash value policy or ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it ... This financial planner unpacks why Roth conversions can save you big-time on taxes ...

Indexed universal life (IUL) insurance policies can help you ... taxes and penalties with an early withdrawal from a 401(k) or IRA. Social Security benefits may be an important source of income ...

But it doesn’t always deserve it, she adds: “I actually like insurance, especially indexed universal life insurance ... be used as an alternative to a Roth IRA. “Oftentimes these policies ...

In fact, many indexed universal life insurance buyers have been encouraged to buy up to five times the amount of insurance they actually need with these low-cost loans, Roth says. They are led to ...

Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL ... retirement accounts like 401(k)s or IRAs. A LIRP operates like a typical life insurance policy ...

In this article, I want to highlight some ways in which the offerings presented by indexed universal life insurance (IUL ... with a traditional 401(k) or IRA. Policyholders are protected by ...

Whole life insurance ... market index. Since cash value in a life insurance policy grows on a tax-deferred basis, an IUL can be a useful option if you've already maxed out your Roth IRA and ...

Indexed universal life (IUL) insurance policies typically pay interest based on the movement of underlying stock and bond indexes. Many, or all, of the products featured on this page are from our ...