Universal life insurance has always been a slippery slope for agents and, consequently, slippery for clients as well. Especially when you consider it was only created in 1979 and term life has been ...

Indexed universal life insurance has continued to generate interest over the last decade as consumers seek principal protection and investment-linked growth potential in an uncertain equity market ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...