When purchasing an insurance policy, the timing surrounding an application is critical to get right. If you apply too late, you may get stuck paying a higher premium for limited coverage. But if you ...

Quotes can vary significantly by insurer for the same coverage.

Life insurance is a crucial aspect of financial planning that is often overlooked or postponed. Understanding its significance can make a profound difference in the financial stability and security of ...

Despite the existence of parity 1 laws mandating health plans to cover mental ailments comparably to physical ailments, denials and burdensome reviews interfere with treatment. As a practicing ...

Discover how to read and understand your insurance contract with ease. Learn key terms, principles, and tips to ensure you're ...

A great need in Black communities: the importance of having life insurance. A simple scroll across Facebook, and we’re bound to see one each month: a GoFundMe funeral campaign. These grassroots ...

Have you ever had a client say, “I will use my assets if a potential long-term care need arises” or “I don’t have a plan if my parents need care”? These statements should be recognized as a need for ...

Understanding the importance of renters insurance is crucial for safeguarding your financial stability and preserving wealth. Often overlooked or deemed unnecessary, renters insurance provides a ...

I’ve found over my career that many financial advisors are uncomfortable talking about life insurance. In some cases, they have an irrational fear of the product. In fact, a Saybrus Partners study ...

MIAMI - The recent hurricanes making landfall in Florida have raised a critical question for homeowners across the state: Do you have flood insurance? Both Hurricane Helene and Hurricane Milton were ...

Forbes contributors publish independent expert analyses and insights. Judy Koutsky covers adventure, luxury and family travel. When planning a trip, whether it's a quick weekend getaway or an ...

An illness, accident, or other unexpected situation can arise before or during any kind of vacation. Such an incident may ruin your travel plans, but on a cruise, the stakes are even higher. Travel ...