From mortgage rates and auto loans to credit cards and savings accounts, here's a look at how the January Fed decision could affect your finances.

Major brokerages, including Goldman Sachs and Morgan Stanley, expect the U.S. Federal Reserve to deliver its next interest-rate cut in June, while J.P. Morgan sees the next move as a hike in 2027.

Want to buy a home or refinance your current one? These are the mortgage interest rates to know right now.

The Federal Reserve on Wednesday released its decision on interest rates.

David Einhorn, founder of Greenlight Capital, predicted the Federal Reserve will cut interest rates “substantially more than two cuts” this year, arguing that markets are significantly underestimating the pace of monetary easing ahead.

Central bankers cut rates three times last year, but are cautious about lowering borrowing costs any further due to a weakening job market. President Donald Trump has said his pick for a new Fed Chair to replace Jerome Powell,

Kansas City Fed President Jeffrey Schmid reaffirmed his resistance to further interest-rate cuts, arguing that further Fed easing would risk allowing inflation to remain too high.

Former Federal Reserve Vice Chairman Roger Ferguson believes current economic indicators do not justify aggressive interest rate cuts, suggesting the Fed may only implement one more reduction before pausing.