Our opinions are our own. FHA loans are backed by the government through the Federal Housing Administration, but individual mortgage lenders set their own preapproval requirements. Our list of the ...

Loans that are insured by the FHA have lower down payment requirements than conventional loans and tend to be a more affordable option for first-time homebuyers. However, even an FHA loan has fees ...

As a trusted personal finance writer and mortgage specialist, Maryalene LaPonsie has interviewed hundreds of certified financial planners, CPAs and wealth advisors, and distills their expertise ...

FHA loans offer flexibility to borrowers with low credit scores and limited funds for a home down payment. But there's one area where FHA lenders can't be flexible: the appraisal. Any property that' ...

FHA loans and conventional loans are both issued by private lenders, but FHA loans are insured by the federal government, and ...

HUD competes for buyers alongside normal homeowners and investors who are also trying to sell their properties, so they ...

Backed by the Federal Housing Administration, FHA loans are popular with many homebuyers, especially first-timers. Since you can get approved with a score of 500 if you put at least 10% down ...