Learn how to get out of debt with practical steps for organizing your accounts, reducing balances and becoming debt-free.

List your debts and how much you owe, either by hand or in a spreadsheet ... total and track your payoff progress. Pulling your credit report is another helpful way to get your debt snapshot.

Before you start a debt payoff plan, it helps to have a baseline from which you can track your progress ... If you want to use a spreadsheet for debt repayment, Vertex42 offers free business ...

Debt payoff strategies come in all sizes ... it wasn’t until Tyler created an Excel spreadsheet to track every expense that ...

He used the snowball method to pay off roughly $100,000 worth of debt (including his mortgage). The strategy worked so well for Sall that he decided to share his spreadsheet for paying back debt ...

debt payoff, groceries, dining out, shopping, and one-time expenses. Plus, you can categorize each expense as a "want," "need," or "debt." The third section is dedicated to tracking investments.

Check out the options below to see which debt payoff method is best for you. First Step When you are ready to really start chipping away at your debts, it's a good idea to compile a list of ...