After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

A hard inquiry happens when a company checks your credit report because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit checks ...