If you're a few days late on your credit card payment, you can still make it right without it affecting your credit score. You'll most likely face a late fee, but you can ask your issuer to waive ...

You can use a document template: Request an exceptional increase in the payment limit for your credit card Can a merchant refuse payment by card? Yes, a merchant may refuse payment by credit card ...

A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Use our downloadable template to simplify the process. Many, or all, of the products ...